Swavalambi Sarathi Scheme 2023: Subsidy Scheme for Purchase of Taxi / Goods Vehicle / Passenger Autorickshaw

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Karnataka Swavalambi Sarathi Scheme, Swavalambi Sarathi Yojana, KMDC Swavalambi Sarathi Scheme, Swawalambi Sarathi Scheme, Eligibility, Apply Online, Registration Process, ಸ್ವಾವಲಂಬಿ ಸಾರಥಿ ಯೋಜನೆ

The Karnataka Minorities Development Corporation (KMDC) has launched the Swavalambi Sarathi Scheme to provide financial assistance to members of minority communities for purchasing autorickshaws, taxis, and commercial vehicles. The aim is to promote entrepreneurship and self-employment among minority groups in Karnataka.

Swavalambi Sarathi Scheme Highlights

Scheme NameSwavalambi Sarathi Scheme
Applicable StateKarnataka
Launched ByGovernment of Karnataka
BeneficiaryMinority Community of Karnataka
Subsidy Amount50% Subsidy on the Vehicle Cost, up to Rs. 3 Lakhs
Application ProcessOnline / Offline
For Apply Onlinekmdconline.karnataka.gov.in
Official Websitekmdc.karnataka.gov.in

Key Features of Swavalambi Sarathi Scheme

  • The corporation is executing this scheme in partnership with nationalized or scheduled banks.
  • Beneficiaries who receive bank loans for eligible vehicles will get a 50% subsidy on the vehicle cost, up to Rs. 3 lakhs.
  • Women applicants will be prioritized.
  • The purchased vehicle cannot be sold during the loan tenure.
  • Beneficiaries must contribute 10% of the vehicle cost.
  • Subsidized vehicles must display “Subsidized by KMDC”.

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Eligibility Criteria for Swavalambi Sarathi Scheme

To apply for Swavalambi Sarathi Scheme, applicants must meet the following criteria:

  • Belong to the State Religious Minority Community.
  • Must be a permanent resident of the Karnataka State.
  • Should be 18-55 years old.
  • Have an annual family income under Rs. 4.5 lakhs from all sources.
  • No family member of the applicant should be employed in State, Central, or Government Public Sector Units.
  • Possess a valid driving license issued by the Regional Transport Authority.
  • Applicants or any of their family members must not have utilized a vehicle loan through any program offered by the State Government.
  • Not be a loan defaulter with KMDC.

Required Documents for Swavalambi Sarathi Scheme

To apply for the Swavalambi Sarathi Scheme, the following documents will be required:

  1. Online application
  2. Latest 2 passport size photographs
  3. Caste and Income certificates
  4. Aadhaar Card copy
  5. Driving License copy
  6. An affidavit from the beneficiary confirming that neither they nor their family members have utilized any State Government Scheme to obtain a loan for purchasing a vehicle.
  7. An affidavit confirming that the vehicle acquired under this scheme will not be transferred or alienated during the loan period.

Selection Process for Swavalambi Sarathi Scheme

The selection panel for the Swavalambi Sarathi Scheme comprises:

  • District Deputy Commissioner as Chairman
  • Zilla Panchayat CEO as Vice-Chairman
  • Lead Bank Manager as Member
  • Regional Transport Officer as Member
  • Minority Welfare Department District Officer as Member
  • KMDC District Manager as Member Secretary

Last Date to Apply for the Swavalambi Sarathi Scheme

The last date to apply for the Swavalambi Sarathi Scheme is 25 September 2023. Eligible applicants are required to apply for the scheme on or before the last date.

How to Apply / Registration Online for the Swavalambi Sarathi Scheme

To apply for the Swavalambi Sarathi Scheme you have to follow the below steps:

  1. To Apply Online visit the Official Website.
  2. On the Homepage, you will see the Icon of the Swawalambi Sarathi Scheme. Click on that.
Icon of the Swawalambi Sarathi Scheme.
  1. After clicking, a page with important instructions/details about eligibility and documents will open. Read all the details carefully to proceed further.
  2. If you fulfil the eligibility criteria and have the required documents then click on Apply Online button to proceed further.
Swawalambi Sarathi Scheme Instruction
  1. After clicking, a Mobile Verification page will open. You have to verify your mobile number to proceed further.
  2. Enter your Mobile Number and click on the Submit button to proceed further.
Swawalambi Sarathi Scheme Mobile No. Submit
  1. After that, you will be asked for Aadhaar details to verify and proceed further.
Swawalambi Sarathi Scheme Aadhaar Verify
  1. After that, the Application Form of the Scheme will open.
  2. You have to fill all the required details in the application form and upload the documents and then submit.
  3. After final submission, take the Printout of the Application Form.
  4. Attach photocopies of all required documents along with the Application Form and visit the nearest KMDC office to submit them.
  5. After this, your Application will be evaluated by the selection panel.
  6. If everything is found okay and you are selected for the scheme benefit then you will be informed by the corporation authority.

This is how you can Apply / Registration for Karnataka Swavalambi Sarathi Scheme.

Conclusion

The Swavalambi Sarathi scheme will uplift minority communities by promoting entrepreneurship and self-employment. It will help beneficiaries become self-reliant by operating their own vehicles. Priority to women will encourage their economic participation. Overall, the scheme will spur the socio-economic development of disadvantaged groups.

FAQs

Q1. Who is eligible for the Swavalambi Sarathi Scheme?

Ans: Permanent residents of Karnataka belonging to minority communities, between 18-55 years of age, with an annual family income under Rs. 4.5 lakhs are eligible.

Q2. What is the subsidy amount provided under this scheme?

Ans: Eligible beneficiaries will receive a 50% subsidy on the vehicle cost, up to Rs. 3 lakhs.

Q3. What types of vehicles can be purchased under the scheme?

Ans: Auto rickshaws, taxis, and commercial vehicles can be purchased.

Q4. What is the last date to apply for this scheme?

Ans: The last date to apply is 25th September 2023.

Q5. What documents are required for applying?

Ans: Documents like Aadhaar card, income certificate, caste certificate, driving license, affidavits, photographs etc. are required.

Q6. How can one apply for the scheme?

Ans: Interested applicants have to apply online on the official website and then submit documents at the nearest KMDC office.

Q7. Who will select the beneficiaries?

Ans: A district-level selection panel headed by the Deputy Commissioner will select beneficiaries.

Q8. Can the purchased vehicle be sold during the loan period?

Ans: No, the vehicle cannot be sold during the loan tenure as per scheme guidelines.

Q9. Is there any logo that should be displayed on the vehicle?

Ans: Yes, vehicles must display “Subsidized by KMDC”.

Q10. Who can be contacted for queries on this scheme?

Ans: For queries, applicants can contact the KMDC district office or visit the official website.

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