Loan EMI Calculator
Loan Parameters
Select loan type to see applicable rates and tenure
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
EMI Calculator User Guide
Calculate your loan EMI with detailed breakdowns and visualizations
Key Features
Multiple Loan Types
Choose from Home, Car, Personal, and Business loans with pre-configured parameters.
Visual Insights
Interactive charts showing principal vs. interest and yearly breakdowns.
Detailed Breakdown
Monthly amortization schedule with principal and interest components.
How to Use
- Select your loan type from the dropdown menu (Home, Car, Personal, or Business)
- Enter the loan amount in Rupees (₹)
- Input the interest rate (will be pre-populated based on loan type)
- Specify the loan tenure in years
- View the calculated EMI, total interest, and total payment instantly
- Explore the pie chart showing principal vs. interest distribution
- Check the yearly breakdown chart for year-wise payment analysis
- Click “Show/Hide Monthly Breakdown” for a detailed monthly amortization schedule
Loan Type Parameters
Home Loan
Interest: 6.5% – 9.0%
Max Tenure: 30 years
Amount: ₹1L – ₹1Cr
Car Loan
Interest: 7.5% – 15.0%
Max Tenure: 7 years
Amount: ₹1L – ₹50L
Personal Loan
Interest: 10.5% – 24.0%
Max Tenure: 5 years
Amount: ₹50K – ₹20L
Business Loan
Interest: 11.0% – 20.0%
Max Tenure: 15 years
Amount: ₹5L – ₹2Cr
Tips for Better Results
Pro Tips
- Compare different loan types to find the best rates
- Use the yearly breakdown to understand long-term implications
- Check the monthly breakdown to plan your finances better
- Adjust tenure to balance between EMI amount and total interest
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